live beneath your means
return everything you borrow
stop blaming other people
admit it when you make a mistake
give clothes not worn to charity
do something nice and try not to get caught
listen more, talk less
every day take a 30 minute walk
strive for excellence, not perfection
be on time
don’t make excuses
don’t argue
get organized
be kind to people (and dogs)
be kind to unkind people
let someone cut ahead of you in line
take time to be alone
be humble
cultivate good manners
realize and accept that life isn’t fair
know when to keep your mouth shut
go an entire day without criticizing anyone
learn from the past
plan for the future
live in the present
don’t sweat the small stuff
it’s all small stuff